Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: D

DEKA (DA)

The metric prefix of 10. It is also spelled as deca.

DELINQUENCY RATIO

The past due payments divided by the total loans. It is the way a bank’s quality is shown in their portfolio.

DEMARKETING

When it is discouraged to demand a product from a firm that can’t get the quantity needed or they don’t want to supply a region that would have little profit. Higher prices

DEMOGRAPHY

Studying quantitative qualities of the human population. They are composition, density, distribution, growth, movement, size, and structure. It is sociological, educational, crime, development, diet, race, social class, wealth, and well being.

DEPTH INTERVIEW

A type of marketing research that gets data from groups to get motivations about decisions.

DESIGN DEVELOPMENT PHASE

When an engineer goes from schematic to contract. Drawings are made and details are used. A statement is made about the cost as well.

DETAILED

A thorough element or something with many parts. It takes lots of care.

DEVELOPED

The characteristics of an item or process that can be sold.

DHL

Shipping service started in 1969. It has more than 120,000 destinations in 220 countries.

DIAZO PROCESS

A fast way to copy construction drawings using salts that turn blue in UV light. Its a blue print showing black as white. AKA ammonia process.

DIFFERENTIAL ANALYSIS

Evaluation based on different factots and alternatives. It involves cost changes, ignoring sunk cost, ignoring constant alternates, and choosing based on the best cost to benefit ratio. AKA incremental analysis or relevant

DIGITAL DIVIDE

The gulf between those connected to the internet and those who are not.

DIRECT PAY LETTER OF CREDIT

A LETTER OF CREDIT facility where a BANK automatically pays the BENEFICIARY an agreed amount and then seeks repayment from the underlying customer that has drawn the letter of credit; the beneficiary

DISENFRANCHISING TRANSACTION

A financial restructuring transaction, such as a DUAL CLASS RECAPITALIZATION, that removes voting rights from certain COMMON STOCK investors. DISINTERMEDIATION The process of removing financial institutions, including BANKS, INVESTMENT BANKS, and SECURITIES

DOWN AND OUT OPTION

A COMPLEX OPTION that extinguishes a standard EUROPEAN OPTION if the price of the UNDERLYING market reference declines through a predefined BARRIER. If the barrier is not breached the European option remains

DAISY CHAINING

1. the way several peripherals are connected to the computer. A cable is used to do this. The device responds the information or commands sent to it. This is done via daisychain

DATA FUSION

Making raw data from sources to get better information. It is more useful than a single source of data.

DATE OF AGREEMENT

The date when an agreement is signed. It can be pre or post dated on the actual signing date.

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