The person who Insures another in a fire or life policy; the insurer. See Childs v. Firemen’s Ins. Co., 0(3 Minn. 303, 09 N. W. 141, 35 L. R. A. 99. A person who joins with others iu entering into a marine policy of insurance as in- surer. UNDIVIDED 1185 UNIGENITURE