Ability to pay; present ability to pay; ability to pay one’s debts out of one’s own present means. Marsh >v. Dunckel, 25 Hun (N. Y.) 100; Osborne v. Smith (C. C.) IS Fed. 130; Larkin v. Hap- good, 50 Vt. 001; Sterrett v. Third Nat Bank, 40 Ilun (N. Y.) 20; Reid v. Lloyd, 52 Mo. App. 2S2.