Knowledge of. and action with reference to. an existing or contemplated state of insolvency, with a design to make provision against its results or to defeat the operation of the insolvency laws. Iiobinson v. Bank. 21 N. Y. 411: Paulding v. Steel Co., 94 N. Y. 338; Ileroy v. Kerr. 21 How. Prac. 420; Anstedt v. Bentley. 61 Wis. 629, 21 N. W. 807.