Identity Theft
Deliberately obtaining and taking away someone else’s personal information for criminal intentions.
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Deliberately obtaining and taking away someone else’s personal information for criminal intentions.
A combination of letters and numbers that identifies the vehicle’s make, model, and year. Usually found on the dashboard, vehicle registration, or title. See, e.g., How to Register a Vehicle Without a
Auto insurance that covers damage to the insured vehicle when an accident is caused by another driver who has insufficient insurance to cover the damage him or herself.
Similar to Roadside Assistance Coverage. Auto insurance that covers towing and labor charges in the event that a vehicle cannot be driven, such as during a breakdown or tire change.
A court document required in cases involving certain traffic violations that demonstrates the financial responsibility of the convicted person.
The second person named on an auto insurance policy and who has the same coverage as the Named Insured.
A type of vehicle title branding which states that a vehicle has been damaged and/or declared a total loss by an insurance company that paid a claim on it. Requirements for salvage
Auto insurance that provides roadside services for instances that may not involve an accident, such as towing in the case of a breakdown or a locksmith for when one is locked out of
Auto insurance that covers rental car costs for claims covered by Collision Coverage or Comprehensive Coverage.
A person who operates the vehicles listed in an auto insurance policy.
Insurance that covers damage to other peoples’ property if the insured is found to be liable for an accident.
The main operator of an insured vehicle.
How a vehicle is primarily used, such as for work, pleasure, etc.
The time period during which an insurance policy is effective. Also referred to as Policy Period.
The time period during which an insurance policy is effective. Also referred to as Policy Term.
The date on which an insurance policy ends.
The maximum amount an insurance company will pay under a policy to each person injured in an accident.
A cap on the amount an insurance company pays under a policy for all claims arising from a single accident.
Insurance coverage provided by a policy that is beyond what is required by law. Includes Collision Coverage and Comprehensive Coverage.
A person who operates an insured vehicle who is not considered the primary or principle driver.