The Law Dictionary

Your Free Online Legal Dictionary • Featuring Black’s Law Dictionary, 2nd Ed.

Category: A

At Fault

Regarding auto insurance, a driver whose conduct is held legally responsible for causing an accident.

Anti-Theft Device

A range of technologies intended to deter auto theft, such as a car alarm. Equipping vehicles with anti-theft devices often lead to a discount on insurance premiums.

Anti-Lock Brake System (ABS)

The onboard system controlled by a vehicle’s computer that assists the manual braking system, helping a driver safely stop or slow a vehicle without skidding or losing control.

Agreed Value

Concerning auto insurance, the amount the policyholder and the insurance company decide will be paid in the event of an accident that results in a total loss of the insured vehicle.

Agreed Cost

Regarding auto insurance, the price agreed to by the claimant’s chosen auto repair shop and the insurance adjuster to complete the work necessary to fix the damage to a vehicle.

Additional Interest Insured

Concerning auto insurance, a party, such as a lienholder, who does not necessarily use the vehicle, but may nonetheless be named as an Additional Interest Insured and held liable for an accident involving

Accident Forgiveness

A form of optional auto insurance coverage wherein the insurer waves its right to increase the rate of the policyholder at fault of an accident.

ABSOLUTE CONVEYANCE

A deed transferring the title of property from one person to another without any conditions.

ADMINISTRATIVE SYSTEM

The system that is created by legislation where an agency is empowered to make a binding rule and regulation.

ADJOURNMENT SINE DIE

The act of suspending a trial or a hearing without fixing another date for the next session. It is a Latin phrase.

ALTERNATIVE WRIT OF MANDAMUS

Latin. the court order that commands a person against whom it has been issued to do something one else show why he should not be forced to do so. See mandamus.

ACCOMMODATION NOTE

A promissory or IOU note where a person that is not the original borrower has put there name. The second person assumes responsibility for payments when the original borrower fails to meet

ALTERNATIVE PLEADING

a suit that is given in such terms that of the several facts presented it is not sure which the attorney will base the case on.

AFFIDAVIT OF DEMURRER

an affidavit that is made by the attorney where he is objecting to the court’s decision and states that the objection is not made for delaying purposes.

ANTE-FACTUM

Latin term meaning before the fact. This applies to an act that has been done before or a previous act.

ACTIVE NEGLIGENCE

The action of failing to use ordinary care that will result in mental or physical harm to another person. the opposite of passive negligence.

AMNESIA

This the term applying losing your memory. It may be permanent or temporary and due to disease or an emotionally disturbed state.

ABSOLUTE ESTATE

Any land, real estate or building that the owner has total control over, possession of and the right to disposal.

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