Legal Articles

Does It Matter If I Lie About My Grades to Get a Good Student Discount with My Auto Insurance?



These days, auto insurance companies offer dozens of enticing discounts for prospective policyholders. In the hyper-competitive market for insurance coverage, these discounts are designed to attract policyholders to agents and direct sales representatives. Every year, millions of new insurance customers sign up for “discounted” policies thanks to these slick marketing tools. Of course, it’s not […]

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If My Student Loan Debt Is Consolidated, Will My Tax Refund Be Offset?



Since the start of the economic recession in the late 2000s, an epidemic of student loan defaults has swept the country. Many students who might previously have been able to find solid jobs after graduating from college have been forced to take low-paying positions that don't require higher-education credentials. Desperate to save money, many thousands […]

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Do the Parents of College Students Usually Cosign for Loans?



With the cost of a private college education approaching $40,000 per year, millions of parents are taking on increasing burdens of debt in order to finance their kids' educational endeavors. Likewise, many students are racking up student loan debt thanks to the growing reliance of the so-called "education complex" on loan-fueled student spending. Although the […]

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What Happens When You Marry Someone with Extensive Student Loan Debt?



For the past several decades, the cost of attending college in the United States has risen relentlessly. Even more worryingly, workplace demand for holders of four-year degrees and graduate-level certifications has grown at a rapid rate as well. Most employers now require their skilled workers to have some form of post-secondary educational credentials. High school […]

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How Much Money Does a Government Lawyer Make?



In the past, lawyers belonged to an elite socioeconomic class and enjoyed tremendous job security. "Corporate" lawyers who worked for well-funded private companies or secured partnership-level positions at reputable law firms earned salaries comparable to those commanded by medical specialists and surgeons. Law firm principals, malpractice lawyers, liability lawyers and certain trial attorneys might have […]

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Where Can 5th-Year College Students Get Financial Aid? Can They Get Stafford Loans?



Although most bachelor’s degree programs are designed to be completed within a four-year time frame, certain hybrid programs may take longer to complete. For instance, most full engineering degrees require a five-year course of study. Certain international business programs that require intense language immersion may also take five to six years to finish. Students who […]

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Can I Get a Student Loan to Pay Off a Past Semester’s Tuition?



It's no secret that the United States is facing a major student loan crisis. With education costs rising faster than the core rate of inflation, the average student must carry tens of thousands of dollars in student debt in order to complete his or her education successfully. Students who attend expensive elite institutions may take […]

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How Many Credits Do You Need to Qualify for a Student Loan?



Unless you've been extremely fortunate, you're probably going to need to use student loans worth thousands of dollars to finance your college education. Whether you're entering school for the first time or returning to college after a long hiatus, you may be shocked to find that the cost of education has risen dramatically during the […]

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If You Owe Money to a College, Can You Still Attend a Different College on a Loan?



Education financing is a broad, confusing issue that trips up many thousands of American college students each year. As the cost of tuition at the country's institutions of higher education continues to rise, it's certain that students' debt loads will continue to play a big role in major selections, transfer decisions and career trajectories. Unfortunately, […]

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How to Have Your Student Loan Forgiven/Dismissed



Surprising, or not, the “trick” to this “forgiving – dismissal” of a person’s student loan is for the person to have been wrongly allowed to have the loan in the first place.  One of the people who was relating his experience with this situation apparently (or allegedly) attended college fully, graduated, and then, somehow, the […]

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