Legal Articles

If a Mortgage Is Not Reaffirmed After Bankruptcy and Payments Are Not Timely Is It a Foreclosure Or Eviction?



The bankruptcy process is designed to forgive the debts that you owe to your creditors while ensuring that they receive some compensation in return. Since they’re so massive, mortgages are one of the most common causes of bankruptcy filings. They’re also often the most difficult obligations to settle. If you file for Chapter 7 bankruptcy, […]

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Can You Request a Reduction In Your Probation to Join the Military?



Your ability to join the military is conditional upon many factors, including your medical history, family status, educational attainment, and others. Some of these are static and may permanently disqualify you from service. While your legal status is not, it is generally settled that no branch of the military will accept your application while you […]

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How To Become a License Babysitter



At first the thought of being a babysitter and then getting a license to be a babysitter is a bit confusing.  Why would anyone need a license or want a license to be able to babysit?  The point is that a babysitter who would be getting a license is one who would be doing it […]

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How To Become A Lawyer Without Going To Law School



As surprising as it might sound there are several states in our Union that allow a person to become a lawyer without having to go the law school.  Seven states are currently known to allow this situation to occur: Vermont, New York, Washington, Virginia, California, Maine, and Wyoming.  The American Bar Association (ABA) frowns extremely […]

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How To Get a Utah Concealed Weapon Carry Permit valid in 31 States



At the writing of this article 33 of the 50 sovereign US States in America (including Utah itself) recognize the Utah Concealed Weapon Permit (CWP) as valid within their state borders.  Nevada is listed as the most recent State to acknowledge the Utah permit.  It is also listed as one State that may reverse this […]

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A Felon Taking the Bar Exam



— Going to Law School — Taking the Bar Exam — Becoming a Licensed Lawyer — Allowed to Practice Law Each of the above bulleted points is a step a person needs to take to become an experienced practicing attorney in that person’s resident state.  Each state’s rules for becoming a practicing lawyer in that […]

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Need W-2 from Defunct Company



When a company goes out of business it has a number of responsibilities towards its employees regardless of how large or small it was.  One of the major responsibilities the company has is to insure that the tax information, tax insurance, tax witholdings, and tax activities are done spot on properly.  This means making payments […]

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Jail Time Awaiting Extradition on Old Out-of-State Felony Warrant



A person who has an outstanding arrest warrant for an out-of-state felony is found out, arrested and jailed while awaiting extradition.  The question that comes to roost is how long the resident state can hold the accused while the felony state gets around to extraditing.  Most experts agree that the typically amount of time one […]

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Timeline: Insurance Company Response to Legal Demand Letter



People and experts alike were at opposite ends of the spectrum on their experiences with an insurance company and attempting to get a response, any response from the company.  On the “we do not like the insurance company” end, many people saw “every attempt” to communicate and or contact someone go into what one colorful […]

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Legal Representation: By Someone Who is NOT a Lawyer



In the United States, in all of its sovereign states, only a duly certified and registered lawyer or the defendant his or her self can represent the defendant in a court of law.  Courts can and will ask an unknown lawyer for his or her credentials as proof that this lawyer can practice law in […]

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Pre-trial Settlement Percentage: Statistics on Personal Injury Settlements



Four percent to five percent of the personal injury cases in the United States go to trial.  95 percent to 96 percent of personal injury cases are settled pretrial.   Several researchers and experts quote these numbers like gospel.  The source of these statistics is the US Government, so gospel it is.  Another statistic that many […]

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Driving on a Suspended License: Penalties and Aftermath



Driving on a Suspended license is essentially the same as driving with no license.  This is the view in almost every sovereign state in the Union and a very meaningful and dangerous state of affairs.  Many states have statutes that allow the impounding of the vehicle driven and all of its contents.  Some states have […]

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Activities and Events that Occur at a Pretrial Hearing



After a person is arrested and or charged with some particular illegal activity, a pretrial hearing is often scheduled.  A pretrial hearing is a session with the judge that occurs before trial.  There is a number of reasons for a pretrial hearing.   The pretrial hearing is an accused person’s last court appearance for a criminal […]

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Timeline for a District Attorney to Bring Criminal Charges against an Accused



This is another one of those situations where the individual states having varying statutes of limitations on various crimes, types, levels, and if it is a repeat offense.  Many experts from various states noted that the district attorney has up to one year in most states and up to two years in a number on […]

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Debtor’s Credit Score Increase after Paying off an Account with Many Late Payments



Experts and experienced non-experts agreed that a credit score begins to increase within 90 days after the latest late payment posted on the score card.  To increase one’s credit score, one must have some outstanding credit balances, no late payments in the last ninety days, and paying existing bills, credit cards, utilities, and book clubs, […]

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What to Expect on a Misdemeanor Hit-and-Run on a Parked Car.



One accused expressed how useless an attorney would be for something like this, and wanted to represent his or her self.  Excellent.  So, what to expect, in California for a misdemeanor hit-and-run on a parked car is the following, as expressed in CA Vehicle Code (VC) 20002 VC: Up to three years of informal probation, […]

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Legal Ability of a Potential Employer to Verify Salary History



An individual’s salary is considered to be a part of that individual’s personal, confidential information held by that individual’s company, the IRS, and, most experts stated, every state in the United States.  An individual’s personal information can be made available to specific entities, however, that access is governed and restricted by Federal and state laws.  […]

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Illinois state Police F.O.I.D. card



Since enactment of this law in 1968, residents of the state of Illinois who want to own a firearm are required to have a Firearm Owners Identification or FOID card.  FOID, the acronym, is also the common name for this card.  This card is also required in Illinois for the legal purchase and carrying of […]

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Mid-Size SUV with Best Gas Mileage and 3rd Row Seating



Comparison shopping for automobiles is a very quantitative exercise. So many people and experts alike review specifications, and check online, go and see the vehicle and test drive them, and then provide the rest of the world with their learned experience. The apparent best in 2012 for the combination of all three criteria” gas mileage, […]

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Do I Need a Lawyer in Texas to Expunge My Records



The legal definition of expungement means that the court seals and destroys the records of both the arrest and any court proceedings so that neither is viewable by anyone. Under Texas law, a person is allowed to expunge an arrest if did not end in a conviction or some type of community supervision. A person […]

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