Legal Articles

CYBER-MEDIARY

A party that makes deals online as a broker or intermediary.

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CYCLICALLY ADJUSTED DEFICIT

Predicting the governments budget loss when the economy is normal. It assumes spending and taxes are unchanged but does not consider the effect of national income versus debt.

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CYBERNETICS

The scientific use of man made systems and natural elements that is made to reproduce itself. It is similar to general systems theory. The communication and control feedback system is the focus of the system. Dr. Norbert Weiner wrote an essay that the sci

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CYCLICALLY ADJUSTED SURPLUS

The extra income that can be expected assuming normal economic behavior. Taxes and spending are assumed to be the same.

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CYBERSLACKING

The term for the situation when employees use the internet for personal use when at work using the company computer. This costs employers over $1 billion a year in productivity, security, and staff replacement.

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CYCLONE

When low barometic pressure and strong winds rotate counter clockwise in the southern hemisphere. The south pacific calls it a cyclone, the western atlantic calls it a hurricane, and the eastern pacific calls it a typhoon.

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CYBERSPACE

The realm where computer commucations and simulations are used on the internet. It is like the human psyche translated to the internet. The objects are not physical and made up of data manipulation. The term was started by William Gibson in 1982.

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CYLINDERBOARD

The paperboard thicker than 380 micrometers. It is glossy and printable used for packaging.

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CYBERSQUATTING

Having and buying domain names that are to be in demand soon to be sold at high prices.

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CYPHERTEXT

Text or a message that is encrypted into a coded human unreadable form. The input must be decrypted to be read once recieved. It is also written as ciphertext.

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How To buy stock or sell stock at the right time



“Relative strength indicator” or RSI is a calculation used to chart price movements by speed and price change. “Exponential moving average” or EMA is a calculation used to chart the average of price movement over a specific period of time. “Moving average convergence divergence or MACD is a calculation of two calculated trends used to […]

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How To get a 25 % discount on Online Turbo Tax



To take advantage of any online discount or sale one obviously needs a computer and internet access.  Searching online for Turbo Tax and a possible discount will likely lead the searcher to one or more stock brokerage sites.  Stock broker companies such as Fidelity, Scottrade, eTrade, and so on have been the places to go […]

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How To get out of debt fast



There is a rather old saying that states when one is in a deep hole and cannot get out the best first step is to stop digging.  Applying that thinking to this deep in debt situation the best first step is to stop buying on credit.  The next step is to gather up all of […]

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How To Buy Online Without a Credit Card or PayPal



Ever been online, doing some shopping, looking for that one item that has been so elusive for so long … and, suddenly, there it is!  But having no credit card on hand and no PayPal to use, sitting there wondering … what to do!?  Ah, yes, the “bill me later” site or other similar sites […]

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How To BORROW MONEY FOR ZERO INTEREST



To begin, BORROWING money means that one intends to pay it back, and not shrug off the creditor(s) with no intention of doing so.  That said, the idea is to leverage 0% credit cards for the allowable term, then roll the unpaid amount over onto another 0% interest credit card, and so on, and so […]

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What Is an Underlying Mortgage?



Underlying Mortgage Overview An underlying mortgage is the original loan taken out by a housing cooperative to finance the purchase of the land or building that it occupies. This term may also be known as a “blanket loan,” “blanket mortgage” or “blanket debt.” Although it may also be used to describe both the initial loan […]

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What Is an ALPLN Loan?



ALPLN Loan Overview An ALPLN loan is type of private student loan. The terms “private” and “alternative” may be used interchangeably to describe this student credit facility. They tend to carry higher rates of interest than government-issued products like PLUS, Stafford or Perkins loans. As such, most experts recommend using them only to supplement federally-backed […]

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