Articles Archive

What is Common Law vs. Civil Law?



Many nations today practice either a common law or civil law system of justice. While common law originates in Medieval England, civil law traces its origins back to the Roman Empire (and, subsequently, Continental Europe). Although both systems originate in Europe, they have been exported to many other countries, either through colonization or other means. […]

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What Is Common Law?



Contract law regulates everything from buying a coffee to trading on the stock exchange. A contract is An agreement between two or more competent parties in which an offer is made and accepted, and each party benefits. Agreements can either be formal or informal, written, oral, or implied for example, by long term business relationship. […]

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What Is EEGTL Tax?



EEGTL Tax Overview EEGTL tax is paid by each individual member of an employer-sponsored group term life insurance plan. Like IRA, 401(k) or medical plan contributions, it is typically deducted from each plan member’s paycheck. If each individual member’s coverage remains under $50,000, federal law allows employees to make tax-free contributions to their employer’s group […]

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What is FED MED/EE Tax?



One withholding employees see listed on their earnings statements is the Fed MED/EE Tax. This stands for Federal Medicare/Employer-Employee and is a tax that funds the Medicare Health Insurance program. This program provides medical care, medical treatments, physician prescribed medications, and hospital visits for individuals with work related disabilities and those individuals who are 65 […]

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What Is Gender Inequality In The Workplace?



Gender inequality, which is sometimes called sex discrimination, means receiving unequal treatment based solely on gender. Women are most commonly the subject of gender inequality in the workplace. Despite decades of reform, statistics suggest that for every dollar a man earns a woman in a similar job earns just 77 cents. Clearly, there are still […]

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What Is HRM?



HRM Overview HRM, which is also known as human resource management, is a broad field of social science with applied and theoretical components. The abbreviation may also be used to describe the human relations movement, the broad cadre of sociologists and psychologists who study the behavior of workers in the workplace. Practically, human resource management […]

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What Is Ingress & Egress In Real Estate?



The value of a piece of property depends upon many factors including location, size, permitted use and the ability to get to and from it. Real estate professionals use the terms ingress and egress when referring to the ability to enter and exit a piece of property. Determining if a piece of land can be […]

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What Is My Tax Liability on a $250,000 Life Insurance Policy?



If you're named as the beneficiary on a life insurance policy, you can look forward to a substantial payout at some point in the future. If the policy in question is a term life policy, the death benefit that you stand to receive will be identical to the policy's face value. In most cases, you'll […]

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What Is Organisational Behaviour?



Organizational Behavior Overview Organizational behavior seeks to explain the function of complex organizations and predict the outcomes of changes to their components or underlying dynamics. It is most often applied to private-sector businesses, but it can also be used to describe the dynamics of government agencies, religious organizations and even municipalities. The study of organizational […]

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What Is Police Brutality?



Police brutality is the use of excessive and/or unnecessary force by police when dealing with civilians. The controversy surrounding police brutality isn’t a new idea, dating back to the 1800s. However, it has been a topic of conversation in recent years, with related cases popping up in the news regularly. Let’s take a look at the factors […]

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What Is Taxable in a Personal Injury Settlement Under the U.S. Tax Code?



The tax implications of a personal injury settlement or judgment can vary by jurisdiction. However, the federal tax code takes a fairly straightforward approach to these awards. If you're anticipating a personal injury award or settlement, you'll need to remember just a few key tax-related points about your potential windfall. You're not required to pay […]

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What is the 1042-s?



You use the 1042-s to record income paid during the year you are filling it out for, not the previous year. This is payment that you, the withholding agent, administered to a foreign worker or student who is considered a non-resident alien working in the United States. It is important for you to know the […]

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What Is the Age Cutoff for Keeping a Child on a Parent’s Health Insurance Plan?



During the past decade, the healthcare industry has been wracked by momentous amounts of change. In addition to a long-term secular trend that has seen high-cost specialists take on more and more of the responsibilities formerly reserved for primary-care physicians, the cost of many healthcare services has jumped by 5 to 10 percent per year. […]

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What Is the Average Annual Return for Mutual Funds?



Financial services companies have offered mutual funds for over 200 years. These innovative products are typically comprised of a basket of assets that can include corporate bonds, bank-issued securities and market-traded equities. Today, most mutual funds include a mixture of stocks and other financial instruments designed to produce stable returns. The value of most mutual […]

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What Is the Average Contingency Fee of a Personal Injury Lawyer?



Few personal injury lawyers charge by the hour. Instead, they charge "contingency fees" that represent substantial proportions of any settlements or judgments awarded in the cases that they accept. When they lose a case for their client, they usually receive nothing. Most personal injury attorneys spin this arrangement as a public service and fill the […]

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What Is the Average Cost of Homeowner’s Insurance in Palm Beach County, Florida, Including Flood Insurance?



Palm Beach County is one of the most hurricane-prone areas of Florida. The county sits to the north of Miami on Florida's Atlantic coast. Its coastline runs from north to south and is exposed to onshore winds as well as storms that commonly track across the Bahamas and make landfall in southern or central Florida. […]

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What is the Average Cost to House Inmates in Prison



The average cost of incarceration in the United States is determined by different methods. It costs anywhere between $20,000 and $40,000 per year to house inmates in federal and state correctional facilities; the considerable spread is due to the criteria used by government agencies and prison system watchdogs. There is consensus, however, on the high […]

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What Is the Average Life Insurance Commission?



Although the insurance industry directly and indirectly employs millions of people, it's a highly competitive work environment. Unlike many other financial professionals, insurance salesmen and "initiators" earn the bulk of their annual incomes through commissions and other incentive payments. If these professionals earn base salaries, these payments tend to be quite small in comparison to […]

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What Is the Best Life Insurance Company to Work for with Great Commission?



The American life insurance industry is comprised of nearly 1,000 individual companies. Collectively, these outfits are responsible for a national portfolio of outstanding life insurance policies worth over $18 trillion. Of course, most of this floating portfolio is comprised of term life policies that will expire worthless. Much of the rest is made up of […]

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What is the best way to find out if someone had a will?



When someone dies, there can be a lot of turmoil. The family grieves the loss of their loved one. The process takes time to express sadness over the death. After planning the funeral and burial, dealing with the estate is an important issue. What is the best way to find out if someone had a […]

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